David has really outperformed all other brokers in the choices provided to me by Zillow and from Bankrate.com. During my first conversation with David I was really impressed with the investigative research he did on the property that I was interested in, and his attention to details has been way beyond what any other brokers had offered. My first call to him was on a Saturday afternoon and I requested an LSR that evening, he promised to have on by 5pm and when I checked my email, it was there before 5pm. I did not know David before this transaction, but he has taken personal interest in seeing this loan go through, being there in every step of the process. He has always delivered what he has promised and even exceeded expectations in every count.

His lender fees, from what I saw were about average not rock bottom or sky high.  Personally I did not want to go with a broker with the lowest lender fees, as I had heard stories of bait and switch.  I preferred to work with David,  I had a smooth transaction with no headaches.

Working with David has been a very good experience, very personable, honest and  has a great family.  I think all together he is a top notch person to work with. David has gone the extra mile for me - for which I am truly grateful.


Regards,                                        Closed June 2008
Gerard R.                                       Chandler, AZ 

To Whom this may concern,

We just had the best mortgage experience we have ever had.  We just move to San Diego from Ohio and we found a great loan officer name David Kester with Sterling Home Mortgage.  Believe me I was a little worried about finding a mortgage on the internet, but David did his job well.

Thanks so much we couldn't be happier with the deal we received,

     Closed May 08                              Michelle & James P  San Diego, CA

David,

I don't know how you did it, but you turned around a loan for us in 5 days.  Thank you Thank you, Thank you.  If it wasn't for you, we would have been homeless.

     Closed     June 07                                     Kevin J.    Phoenix, AZ 

David,

Thank you for all of your hard work!  I really feel that you took the time to understand my needs.  You are a true friend, and I wouldn't have never met you if it wasn't for this loan you did for us. 

     Closed  December 07                                  Aaron G.    Mesa, AZ

Dave,

The closing went very smoothly, as anticipated.  Once again, Thank you for everything.  Should you ever need a recommendation, please contact us!

    Closed 2 loans Oct & Nov 07                        Bill & Robin K.  Chandler, AZ

David,

Thank you for all your help! We know we didn't give you much time to close our loan, but you still performed like a champ.             

    Closed  August 05 & July 06                               Traci A.    Gilbert, AZ                     

 I have bought 4 other homes before I bought this one.  You were the only loan officer that was able to make me happy.  You have a client for life.

          Closed June 07                                        Ben K.    Phoenix, AZ                                

David,

Thank you for making us feel like a million dollar client.  I know our loan was only for $125,000.00, but you made us feel like we were financing a million. 

      Closed June 2003                                  Paul & Linda G.   Glendale, AZ

David,

Wow!  I never had to call you once during this mortgage loan that you provided.  Thank you for all your help, I owe you big time!

       Closed July 2005                                                   Rosie H.     Mesa, AZ

I have over 1000 customers that enjoy working with me.  I would love to make you one of my happy clients.

Thanks,

David Kester 602-628-6500